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I hereby confirm my Household Income* is more than INR 3 Lakh annually.
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I hereby accord my Aadhaar consent, give my consent for retrieval of records from CKYCR, agree to be contacted via e-mail, phone call, SMS, WhatsApp, and/or any other mode (this shall override any registration for DNC/NDNC), and also authorize dial4money to make an inquiry (ies) with NSDL/CIBIL/other credit bureaus, any regulatory authority, any such third party, regarding my PAN, Credit history and/ or for any other verification(s).
* I, do hereby confirm that my annual household income, that is to say, the annual income of my family unit, (i.e., husband, wife, and unmarried children, is more than Rs. 3,00,000/- (Rupees Three Lakhs Only) and therefore, my borrowing under the present facility does not qualify to be treated as a Microfinance Loan under the Reserve Bank of India (Regulatory Framework for Microfinance Loans) Directions, 2022. I confirm that the aforesaid information and details provided by me are true, and correct and that I have not concealed any information therefrom.
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*Terms and conditions apply. Rates and charges are subject to change — please read all terms before applying.
A worked example for a ₹30,000 loan over 3 months
Processing fee and GST are deducted upfront from the disbursed loan amount.